Loan Promissory Notes

Federal Master Promissory Notes

A Master Promissory Note (MPN) is only completed at the time you receive your first loan from the lender for a specific loan type.  This MPN covers all loans awarded to you while you are enrolled at Loyola University Chicago SSOM.  You are not required to complete a MPN each year.

The following federal loan programs require that a MPN be completed to receive loan funds:

Note: A separate promissory note or MPN must be completed for each type of loan you wish to receive.

*If you don't plan to borrow a Federal Stafford Loan in 2022–2023, click here for instructions on declining the loans.


ECSI Loan Servicing & Institutional Promissory Notes

Loyola University Chicago is pleased to have Heartland Educational Computer Systems Incorporated (ECSI) handle the billing and customer service of some of your student loans, including Perkins, Nursing, and other Loyola-based student loans. Heartland ECSI is a billing service for the university, not a collection agency. We believe this change will greatly benefit you as a borrower.

Before you can receive any funds from a loan, you must complete a promissory note. A promissory note is your legal commitment to repay the loan funds, any accrued interest and fees to the lender of the loan.

How to Log on to ECSI

School Code: N9
Account Number: Social Security Number
Password: The 5-digit PIN is located at the bottom of your billing statement

*If you do not have your PIN, please contact ECSI at 888.549.3274.

 How to Find Loan Information

One of the many features of the ECSI service is that you now have the ability to access your account on the Internet at Through this site, you will be able to:

  • Make credit card and automatic check payments
  • Verify when payments have been received
  • Enroll in electronic billing
  • Update address and phone information
  • Obtain loan payoff amounts
  • Download forms to request a forbearance or deferment on your account

Payment Information

ECSI bills the 15th of every month, and payment is due the 1st of the following month. Payments are always due the 1st of each month and must be sent directly to ECSI. To properly credit your loan account, loan payments are not accepted at the Office of the Bursar.

Check and money order payments must be made payable to Loyola University Chicago. Send payments to:

Loyola University Chicago
C/O Educational Computer Systems, Inc.
100 Global View Drive
Warrendale, PA 15086

Make sure to enclose the stub found at the bottom of your statement. Please include the borrower's account number on the check to ensure accuracy in posting the payment to the appropriate account.

If you have questions, please contact ECSI at 888.549.3274.